Ben Johnson has provided contentious and regulatory advice to clients in the banking and finance sector for over 25 years. He has acted for many of the UK’s clearing banks, financial firms, payment institutions and major corporates on a wide range of financial services disputes, often with a particular focus on fraud, cyber and data.
Ben specialises in all contentious, risk advisory and documentation aspects of payment systems, including payment processing, card acquiring/issuing, e-money, wallets and card schemes. He advises on such matters as payments regulation (such as revised Payment Services Directive (PSD2), interchange fee regulation and strong customer authentication), Payment Card Industry Data Security Standard (PCI DSS) and data breaches, card scheme rules, new card technologies and card scheme structures/programmes.
Ben advises both financial services (FS) and non-FS clients regularly on cybersecurity and data loss matters, acting on investigations and data privacy litigation deriving from data breaches in a number of high-profile incidents.