Steve Conigliaro brings over two decades of experience counseling consumer and retail banking clients on partnership agreements, joint ventures and regulatory compliance matters. He has been a trusted advisor to the world’s largest national banks, auto captive finance companies, fintechs and payment card networks, as well as processors, issuers and acquirers.
Throughout his career, Steve has led many strategic transactions and partnership negotiations including auto finance private label agreements with auto original equipment manufacturers (OEMs), whole loan purchase agreements with major point-of-sale personal loan originators, banking as a service platform agreements and transformational bank partnership agreements with financial services technology providers.
Steve also has a strong track record of successfully defending financial institutions on supervisory and enforcement matters with the Office of the Comptroller of the Currency, the Federal Reserve Board, the Federal Deposit Insurance Corporation and the Consumer Financial Protection Bureau related to all major consumer banking businesses, including auto finance, credit card, unsecured lending, home lending and digital and branch banking.
Before joining the firm, he held leadership roles in the legal departments at some of the largest national banks in the US. Steve began his legal career at a leading global law firm and was a founding member of its Financial Services Practice Group, where he specialized in representing payment card networks, banks and other financial institutions.