Peter Kramer focuses his practice on insurance litigation and settlement advocacy. He concentrates on multistate insurance regulatory issues including sales practices, advertising and compliance with the various state regulatory requirements.

Peter has handled numerous mismanagement and fraudulent sales practice audits and investigations for clients in various industries including insurance, real estate and other regulated commercial sales sectors. He also advises clients on internal corporate audits and investigations regarding compliance, fraud and theft-related issues. In addition he has an extensive administrative practice and frequently appears before the Florida Office of Insurance Regulation, Florida Attorney General and Florida Real Estate Commission.

Peter also has extensive experience in designing and implementing settlement programs. He was retained by the Florida Office of Insurance Regulation to assist in the design and implementation of a mass catastrophic insurance mediation program, now a model for resolution of disputed coverage claims resulting from natural disasters. He serves as national settlement counsel for major companies for the resolution of product liability claims and is often retained to assist companies in resolving complex single incident or multi-claim cases. He is a frequent lecturer on settlement negotiations, mass tort resolutions and the aggregate settlement rule.

Since 2021, Peter has also served as an adjunct professor at Florida International University College of Law teaching Negotiations and Settlement.

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  • Designing and implementing a national settlement program for various product liability actions, and serving as national settlement counsel for a major pharmaceutical and financial services company.
  • Leading the forensic audit of the sales practices and compliance programs of several large insurers regarding vanishing premiums, race-based pricing and sales, and advertising practice violations.
  • Defending successfully a pool of UK insurers in an action seeking US$400 million in coverage under a ledger policy brought by the manufacturer of a cruise ship propulsion system.
  • Acting as lead counsel representing a pool of 30 major life insurers in various federal actions involving viatical-related litigation.
  • Serving as Florida counsel for a major residential real estate group and handling numerous broker litigation disputes, and regulatory and administrative hearings.
  • Representing life insurers in investigating and defending foreign death and fraudulent death claims.
  • Serving as special counsel to the Florida Department of Insurance regarding Holocaust insurance claims.
  • Acting as a certified circuit court mediator and arbitrator in more than 500 disputes involving medical and legal malpractice, insurance coverage, personal injury, construction litigation disputes and labor and employment matters.


  • System and method of standardized and automated appeals process, Peter M. Kramer, et al, A system and method for automating and standardizing an appeals process, facilitating both business-to-business (i.e, insurance companies to providers) and business-to-consumer (i.e., insurance companies to patients) relationships, and educating users on the healthcare industry and patient rights. Inventors: William D. Kirsh and Peter M. Kramer. Current US Classification: 705/4; 705/35; 707/999.104; 707/999.107. International Classification: G06F017/60; G06F007/00; G06F017/00. Application number: 09/784,045 Publication number: US 2001/0034621 A1 Filing date: Feb. 16 2001. Patent No. 8,204,765.


  • Florida State University, J.D., with honors, 1984
  • Florida State University, B.S., with honors, 1981


  • Florida, 1984


  • U.S. Ct. of App., Eleventh Circuit
  • U.S. Dist. Ct., Middle Dist. of Florida
  • U.S. Dist. Ct., S. Dist. of Florida
  • U.S. Dist. Ct., E. Dist. of Wisconsin

Memberships & Affiliations


  • Co-author, “Case Study: ESAB Group V. Zurich Insurance,” Law 360, September 25, 2012.
  • Listed in The Best Lawyers in America since 2009
  • Regularly named a Top Insurance Lawyer in South Florida by the South Florida Legal Guide

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