Rachel Luo is an associate in the Financial Services Practice Group, based in Sydney.

Dual-qualified in Australia and China, Rachel has experience advising on a range of banking and finance transactions, funds management and financial services regulation. She advises lenders (banks and non-banks) and sponsors on acquisition and leverage finance, project finance, structured finance and general corporate lending.

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  • Acting on project financing, including advising an energy company on the restructure and refinancing of renewable energy assets.
  • Acting on acquisition and leveraged financing, including the financing for the acquisition of a leading company in the mining, construction and energy industries.
  • Acting for developers, lenders and investors on financings for property developments, including advising on green financing of a commercial building in Victoria.
  • Acting for borrowers and lenders on general corporate finance transactions.
  • Advising on regulatory issues in respect of financial products, financial markets and the provision of financial services.
  • Advising on licensing and conduct obligations under Australian financial services laws.
  • Advising on contractual arrangements with unit trusts.


  • College of Law, GDLP, 2019
  • University of Sydney, J.D., 2018
  • Beijing Foreign Studies University, LL.B., 2016


  • Supreme Court of New South Wales, 2019
  • People's Republic of China, 2016


  • English
  • Mandarin
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