James C. Sivon specializes in representing financial institutions before the U.S. Congress and federal regulatory agencies.

He is a former senior vice president and general counsel for the Association of Bank Holding Companies (1983-1985), and he served as the staff director for the Republican members of the US House Committee on Banking, Finance and Urban Affairs from 1980 to 1983. James is a frequent speaker on the regulation of financial services firms, and is the author of various publications including The New CRA, published by the American Bankers Association, Insurance Activities: A Legal Guide for Banks, published by A.S. Pratt & Sons, and FIRREA: Implementation and Compliance, published by Warren Gorham & Lamont (co-author). James is a member of the Executive Council of the Federal Bar Association’s Banking Law Committee and the Exchequer Club.

He received his undergraduate degree from Denison University and his law degree from Georgetown University Law Center, and is admitted to practice in the District of Columbia.

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  • Denison University, B.A.
  • Georgetown University, J.D.


  • District of Columbia, 1982

Memberships & Affiliations

  • Senior Advisor, Bipartisan Policy Center’s Financial Regulatory Reform Initiative
  • Co-Project Director, Financial Services Roundtable’s Blue Ribbon Commission on Enhancing Competitiveness
  • Member and Past Chair, Executive Council, Federal Bar Association’s Banking Law Section
  • Member and Officer, Exchequer Club
  • AV Preeminent Rating from Martindale-Hubble

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  • Co-author, Understanding Fintech and Banking Law: A Practical Guide, 2015-2016 Edition, Thomson Reuters.
  • Author, “The Twists and Turns of the Madden Case,” FinTech Law Report, Vol. 19, Issue 4, July/August 2016.
  • Co-author, “Little Action in CFPB’s No-Action Letter Policy,” FinTech Law Report, Vol. 19, Issue 2, March/April 2016.
  • Co-author, “The CFPB and the Business of Insurance: An Analysis of the Scope of CFPB’s Authority Over Insurance Sales,” Quarterly Report of the Center for Consumer Financial Law, Vol. 68. Nos. 2-3, 2014.
  • Author, “Building a New Private Sector Secondary Mortgage Market: An Analysis of the Proposal by the Housing Policy Council,” Hamlin Law Review, Vol. 35, Issue 2, Spring 2012.
  • Co-author, Federal and State Regulation of Debt Cancellation Contracts and Debt Suspension Agreements, McIntyre & Lemon LLC and Barnett, Sivon & Natter, PC.
  • Author, Insurance Activities: A Legal Guide for Banks, A.S. Pratt & Sons.
  • Co-author, FIRREA: Implementation and Compliance, Warren Gorham & Lamont.
  • Author, The New CRA, American Bankers Association.

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