About Andy

Andy Kirkham joined the firm in 2022. Andy undertakes a wide variety of transactional work, which is predominately focused in the leveraged finance, acquisition finance and corporate lending space. This includes negotiating bilateral and syndicated facilities, as well as complex security arrangements for banks, private credit funds, alternative lenders, private equity providers and both onshore and offshore borrowers.

Andy has extensive knowledge and experience of senior lending financings, unitranche/super senior structures, first-out/last-out and PIK structure finance arrangements.

Andy also has broad real estate finance (both development and investment) and restructuring experience. Andy previously completed a seven-month secondment in the strategic debt finance team at a British retail and commercial bank.

Andy is recognised in the Legal 500 UK 2024 as being “approachable, knowledgeable and practical. Very thorough and very good”. Andy is also recognised in the Legal 500 UK 2026 as a “Next Generation Partner”.

Andy is recognised in the Chambers and Partners 2026 rankings as “a strong operator” and previously as someone who is “very responsive, detailed and analytical, with a breadth of experience across leveraged finance and real estate work”.

Experience

Acquisition/Leveraged Finance

  • Acting for ECI Partners in connection with its €180 million unitranche facilities for the acquisition of the Commify Group, which involved seven jurisdictions.

  • Acting for National Westminster Bank plc in connection with the acquisition by MML Partners of the RSBP Group.

  • Acting for OakNorth Bank plc in connection with facilities in relation to Rubicon Partners acquisition of CMD Limited.

  • Acting for ECI Partners in connection with unitranche facilities for the acquisition of the BCN Group.

  • Acting for the Driver Hire Group in connection with facilities in relation to its management buyout (MBO) and investment by Pricoa Private Capital.

  • Acting for OakNorth Bank Plc in connection with super senior revolving credit facilities to the Panthera Group (an LDC portfolio company).

  • Acting for Prescient Healthcare Group (a Bridgepoint portfolio company) in connection with the refinance of its facilities with Pemberton Asset Management and HSBC.

Corporate Lending

  • Acting for Trifast plc in connection with its cross-border finance arrangements with a three bank syndicate backed by UK Export Finance and that involved nine jurisdictions.

  • Acting for HSBC UK Bank plc in connection with its cross-border facilities to the Pebble Group plc.

  • Acting for EU Automation in connection with its cross-border facilities with HSBC UK Bank plc.

  • Acting for James Cropper plc in connection with its Environmental, Social and Governance (ESG) and sustainability linked facility agreement with a two bank syndicate backed by UK Export Finance.

  • Acting for a Premier League Football Club in connection with its finance arrangements with a two-bank syndicate and backed by UK Export Finance.

Real Estate

  • Acting for Tinovre in relation to the refinance of offices in Manchester, Glasgow and Leeds with Coutts & Co.

  • Acting for Handelsbanken plc in connection with a £20 million facility in relation to a retail park located in the North West of England.

  • Acting for Lloyds Bank plc in connection with the £54 million financing of Sidra Capital’s hotel portfolio.

  • Acting for National Westminster Bank plc in connection with its financing to the CityBlock Group.

Credentials

Education
  • The College of Law, L.P.C., Commendation, 2007
  • The University of Liverpool, LL.B. (Hons.), First Class, 2006
Admissions
  • England and Wales, 2012

Expertise